CoST
We are primarily private pay but have begun accepting some insurances! Please click below for pricing details.
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Insurances we can currently accept:
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Auto No-Fault
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Medicare (on limited basis)
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BCBS MI
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Cigna
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Priority Health
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Superbills for all other insurers for possible reimbursement
Prescription: If you plan to use your insurance, you will need a signed prescription by a prescriber. This can be completed by a doctor, psychiatrist, or nurse practitioner. Click on the link below to download our prescription document to share with your prescriber.
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*If you are unable to obtain, we will gladly fax a request to your prescriber before beginning services.
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Why Private Pay?
At Diverge, we are occupational therapists dedicated to meeting our community where it's at in real time by addressing unmet needs. We are focused on the quality of your life, as you define it, not insurance.
Because insurance limits...
Access
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Requires a "qualified" diagnosis
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Has age limitations
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Must be prescribed by physician
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Treatment must be "medically necessary"
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Progress must be made in a "reasonable time frame" as defined by your insurance
Choice
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You are limited to providers who are in your network
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In-home services are limited to individuals following a hospitalization
Individualized care
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Duration is determined by insurance caps
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Treatment techniques must be approved by your insurance instead of your therapist
Private pay allows...
Access
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No prescription or diagnosis required
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No age restrictions
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Treatment is deemed "necessary" only by you
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Won't be cut off if it takes you a little longer to meet your goals
Choice
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Where your treatment happens
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How long your treatment lasts
Individualized care
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Duration is determined by your individualized needs, action plan, and means
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Treatment techniques are recommended by your therapist and approved by you
What's Superbill?
A superbill is essentially a detailed receipt of the services you received that is recognized by insurance companies. Submit this superbill to your insurance company and potentially get reimbursed for your services. *
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*We cannot guarantee partial or full reimbursement for any services rendered using Superbill.
Check with your insurer before using Superbill for the best shot at success.